Square Invoices Review

Free, unlimited invoicing with built-in card payments.

Last updated: 2026-09-25 · Prices verified against official vendor pages.

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Our take

Square Invoices is the simplest free invoicing on this list: unlimited invoices, estimates, and contracts with built-in card payments and zero monthly fee. Uncapped processing fees make it expensive at scale, but for side-hustlers it’s nearly perfect.

Square Invoices pricing

Free
$0

Unlimited invoices, estimates, contracts, customers

Plus
$30/mo

Milestone schedules, batch invoices, custom templates and fields

  • Free plan: Free plan: unlimited invoices, estimates, contracts, and customers — no monthly fee.
  • Trial: 30-day trial on the Plus plan
  • Card processing fees apply on both plans and are uncapped; published rates vary by country (2.8% + 30¢ cited for CA/AU). No fees for cash or check payments.
  • Plus adds milestone payment schedules, batch invoices, custom templates/layouts, custom fields, and multi-package estimates.

Key features

  • Unlimited invoicing, estimates, and contracts on the free plan
  • Recurring invoices with automatic reminders
  • Milestone payment schedules (Plus plan)
  • Customer directory with real-time invoice status
  • Card payments, Apple Pay, Google Pay, Afterpay, and cards on file
  • Basic cash-flow and invoice reporting
  • Mobile app — send invoices from your phone, including by SMS

Pros and cons

Square Invoices: pros

  • Generous free tier — unlimited invoices with no monthly fee
  • Dead-simple setup; send invoices from your phone, including by SMS
  • Automatic reminders and recurring invoicing included free
  • Seamless built-in payments with next-business-day funds

Square Invoices: cons

  • Processing fees are uncapped and eat margin as you scale
  • Thin invoice customization on the free plan (logo and accent color only)
  • Feature ceiling: no time tracking, no late-fee charging, thin reporting

Who is Square Invoices best for?

Solo service freelancers and side-hustlers who want free, unlimited invoicing with built-in card payments and zero monthly cost.

Affiliate note: Official Square Affiliate Programme pays $5–$200 per referral depending on the product (exact rates vary by product and region); 30-day cookie; $50 payout threshold.

Square Invoices FAQs

Is Square Invoices free?

Yes — the free plan includes unlimited invoices, estimates, contracts, and customers with no monthly fee. The $30/mo Plus plan adds milestone schedules, batch invoices, and custom templates.

What are the fees?

Card processing fees apply on both plans and are uncapped; published rates vary by country (2.8% + 30¢ is cited for CA/AU). Cash and check payments have no fees.

Does Square Invoices track time?

No — there’s no native time tracking, no late-fee charging, and reporting is basic.

Can I send invoices from my phone?

Yes — the mobile app is a highlight: dead-simple setup and you can send invoices by SMS.